Jim James Ovia is a Nigerian entrepreneur, author, and businessman. He is best known as the founder of Zenith Bank, which has become one of the country’s most successful banks.
Profile Summary
Full name | Jim James Ovia |
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Date of birth | 4 November 1951 |
Place of birth | Agbor, Delta State, Nigeria |
Nationality | Nigerian |
State of Origin | Delta State |
Relatives | Father: Obi Olihe; multiple elder siblings |
Partner | Kay Ovia |
Children | Isioma, Zephia, Tito, Tomi, Jesse |
Occupations | Entrepreneur, businessman, author, philanthropist |
Net Worth | Approximately $980 million |

Early Life and Education
Born into a large family in Agbor, Delta State, Jim Ovia faced early challenges including the loss of his father at a young age.
Supported by his elder siblings, he completed his early education locally before moving to Lagos.
After working as a bank clerk, he pursued further studies in the United States, earning a Bachelor’s degree in Business Administration and an MBA, along with attending a management program at Harvard Business School.
Career
In 1990, Jim Ovia established Zenith Bank with modest initial capital, serving as its pioneer Managing Director and CEO for two decades.
Under his leadership, Zenith grew into a leading African financial institution with significant assets and influence.
Besides banking, Ovia founded several technology companies and is active in philanthropy and education through his foundation and other initiatives.
Personal Life

Jim Ovia is married and has five children. He is also dedicated to philanthropic activities, including setting up scholarships and educational institutions to support disadvantaged youths.
Net Worth
Jim Ovia’s net worth is estimated to be approximately $980 million, accumulated through his extensive business ventures in the banking sector, telecommunications, and real estate investments. This
Awards and Nominations
Jim Ovia has received numerous honors and awards including national orders of merit, international recognitions, business leadership awards, and multiple nominations for investor and lifetime achievement awards.